Boilerplate

To those interested in understanding the values that such practices violate, the potential harms that widespread boilerplate may cause, and legal methods that can be harnessed to protect vanishing consumer rights, this book is a milestone.

Author: Margaret Jane Radin

Publisher: Princeton University Press

ISBN: 0691163359

Category: Law

Page: 360

View: 991

Why the increasing use of boilerplate is eroding our rights Boilerplate—the fine-print terms and conditions that we become subject to when we click "I agree" online, rent an apartment, enter an employment contract, sign up for a cellphone carrier, or buy travel tickets—pervades all aspects of our modern lives. On a daily basis, most of us accept boilerplate provisions without realizing that should a dispute arise about a purchased good or service, the nonnegotiable boilerplate terms can deprive us of our right to jury trial and relieve providers of responsibility for harm. Boilerplate is the first comprehensive treatment of the problems posed by the increasing use of these terms, demonstrating how their use has degraded traditional notions of consent, agreement, and contract, and sacrificed core rights whose loss threatens the democratic order. Margaret Jane Radin examines attempts to justify the use of boilerplate provisions by claiming either that recipients freely consent to them or that economic efficiency demands them, and she finds these justifications wanting. She argues, moreover, that our courts, legislatures, and regulatory agencies have fallen short in their evaluation and oversight of the use of boilerplate clauses. To improve legal evaluation of boilerplate, Radin offers a new analytical framework, one that takes into account the nature of the rights affected, the quality of the recipient's consent, and the extent of the use of these terms. Radin goes on to offer possibilities for new methods of boilerplate evaluation and control, among them the bold suggestion that tort law rather than contract law provides a preferable analysis for some boilerplate schemes. She concludes by discussing positive steps that NGOs, legislators, regulators, courts, and scholars could take to bring about better practices.



The Fine Print

And they do it all legally. How? It’s all in the fine print. David Cay Johnston, the bestselling author of Per­fectly Legal and Free Lunch, is famous for exposing the perfidies of our biggest institutions.

Author: David Cay Johnston

Publisher: Penguin

ISBN: 1101476303

Category: Business & Economics

Page: 336

View: 195

“No other modern country gives corporations the unfettered power found in America to gouge cus­tomers, shortchange workers, and erect barriers to fair play. A big reason is that so little of the news . . . addresses the private, government-approved mechanisms by which price gouging is employed to redistribute income upward.” You are being systematically exploited by powerful corporations every day. These companies squeeze their trusting customers for every last cent, risk their retirement funds, and endanger their lives. And they do it all legally. How? It’s all in the fine print. David Cay Johnston, the bestselling author of Per­fectly Legal and Free Lunch, is famous for exposing the perfidies of our biggest institutions. Now he turns his attention to the ways huge corporations hide sneaky stipulations in just about every contract, often with government permission. Johnston has been known to whip out a utility bill and explain line by line what all that mumbo jumbo actually means (and it doesn’t mean anything good, unless you happen to be the utility company). Within all that jargon, disclosed in accordance with all legal requirements, lie the tools these companies use to rob you blind. Even worse is what’s missing—all the contractually binding clauses that companies hide elsewhere yet still enforce and abuse. Consider, for example, how: An insurance company repeatedly delayed paying for a paralyzed man’s vital care despite court orders to pay up. Laws in nineteen states let companies like Goldman Sachs, General Electric, and Procter & Gamble pocket the state income taxes withheld from their workers’ paychecks for up to twenty-five years. A little-known government rule gives safety waiv­ers to deadly industrial facilities secretly located underneath schools and playgrounds. The “FCC Charge” on your phone bill, which appears to be a government fee, actually goes straight to the phone company. Johnston shares solutions you can use to fight back against the hundreds of obscure fees and taxes that line the pockets of big corporations, and to help end these devious practices once and for all.


The Fine Print

Teacher, you have need of someone to teach you ... to discern good and evil. (Heb. 5:12, 14) Dana, an esteemed and beloved educator, has always desired to encourage students to seek knowledge and gain understanding of the world around them; ...

Author: Monica Harris

Publisher: Xlibris Corporation

ISBN: 9781462895281

Category: Fiction

Page: 84

View: 152

...Teacher, you have need of someone to teach you ... to discern good and evil. (Heb. 5:12, 14) Dana, an esteemed and beloved educator, has always desired to encourage students to seek knowledge and gain understanding of the world around them; but, what happens when she is the one who needs to seek to be taught the truth about those whom she loves, and perhaps, herself?

The Fine Print and Other Yarns

These stories provide a rare insight into the psyche of an average Indian and his resilience and adaptability, which are the hallmark of the Indian diaspora.

Author: Dinesh Verma

Publisher: Createspace Independent Publishing Platform

ISBN: 9781542795166

Category:

Page: 278

View: 488

The Fine Print and other Yarns is a collection of nine stories some of which may well be classified as novella as they run into thirty to fifty pages. The first four are set in Paris of nineteen eighties and the next three in Paris of nineties. The last two are set in India around the turn of the last century. The collection is like a kaleidoscope, each turn of which presents an eminently interesting and unforgettable character. Among them are: * Buddy, a young lecturer in Delhi University in 1980s having a strange fascination for the bohemian life of painters in Paris but whose exposure to them is limited to what he has read in Moon and Sixpence and Lust for Life by Irving Stone. Buddy, who has been dreaming all his life of visiting Paris, gets a rare opportunity, though for just two days for what he thinks would be a rare opportunity to experience firsthand the life of painters and artists in Paris. However, what Buddy comes across in Paris of 1980s does not quite correspond to the image of life of Impressionist painters that he has been carrying in his mind and what follows is like an exorcism for him.* Krishnan, who has an ambition to become a marketing guru and who is doing his MBA from a reputed Business School in Paris, is invited for dinner to an elegant high-end restaurant in a chic quarter of Paris by a colleague on her birthday. The dinner in that posh restaurant proves to be a lesson in marketing skills for Krishnan, though one that he has to learn the hard way.* Dr Chopra, a widely traveled Indian doctor who considers himself to be the last word on foreign travel is on his first visit to the city of fashion and romance. Not knowing a word of French, the jet setting doctor finds himself driven to the point of utter hopelessness and despair finding his way to his hotel from the airport. Not able to carry out even basic communication with anyone, he feels like a child who has been separated from parents in a big fair and thinks of taking a flight back to Delhi the same day. Yet in two days he starts liking Paris so much that he is already planning his next trip there.* Pieter Van Der Polder, a Dutch young man who cooks his dinner with a finesse and attention to details that would remind one of a classical music performer, gets into a really interesting battle of wits with a Belgian girl on his floor.* Amitabh, a young man who is in Paris for a year with merely five hundred dollars that the foreign exchange rules allow him to carry out of India and a meager living allowance, finds his long standing reputation of being a generous and hospitable person getting evaporated into thin air. He undergoes such a transformation within a few days of his arrival in Paris that he would put to shame a confirmed miser.* A young mobile phone dealer in Delhi, who became multimillionaire almost overnight selling mobile phones, soon after the introduction of mobile telephony in Indian markets and then reduced to penury due to a sudden reversal of his fortunes, is once again on an upward trajectory in his business. Travelling from New Delhi to Chennai by train, he relates in a very brash and candid manner the tale of his shady business deals to his fellow passengers, not knowing that there is a dangerous person among his audience.* Bawa, a corporate executive in New Delhi buys a new Indian car in late 1980s, which is based on the technology of 1950s. Almost in love with his car he finds it getting transformed into virtually an antique after the influx of a host of new generation Japanese and German cars in the Indian market in early 1990s.Apart from the interesting characters and situations, these stories portray the lives of a cross section of Indians struggling to come to term with life in a foreign land that is very different from the one they had been used to. These stories provide a rare insight into the psyche of an average Indian and his resilience and adaptability, which are the hallmark of the Indian diaspora

The Fine Print of Self Publishing

The Fine Print has helped thousands of authors choose a good self-publishing company and avoid predatory ones. Plus, the book explains how to read and negotiate any self-publishing company's contract.

Author: Mark Levine

Publisher: Bascom Hill Publishing Group Limited

ISBN: 9780980245578

Category: Language Arts & Disciplines

Page: 321

View: 499

The Fine Print of Self-Publishing has earned a reputation as the Consumer Reports of the self-publishing industry. CEOs of the major self-publishing companies, industry watchdog groups, and authors have called The Fine Print, a "must read" for anyone considering self-publishing. This book analyzes, ranks and exposes the contracts, services and pitfalls of 47 major self-publishing companies. The book also explains the legalese of self-publishing agreements in a clear, easy-to-follow manner. In order to receive an "Outstanding" ranking in thesecond edition, eight companies agreed to make their contracts more author-friendly.

Read the Fine Print Before You Say I Do

A user-friendly guide to marriage. It asks couples to set aside love and romance for a moment, and take an eye-opening walk through the day-to-day realities of married life.

Author: Jack Leipert

Publisher: Paulist Press

ISBN: 9780809134649

Category: Family & Relationships

Page: 83

View: 894

A user-friendly guide to marriage. It asks couples to set aside love and romance for a moment, and take an eye-opening walk through the day-to-day realities of married life.


Can You Hear Him Now

The poplar advertisement on TV asks, ?ÇÿCan you hear me now? In this book the author is making a parallel in the spiritual realm with God asking the question.

Author: Joe Mason

Publisher: Outskirts Press, Inc.

ISBN: 9781932672732

Category: Religion

Page: 112

View: 205

The poplar advertisement on TV asks, ?ÇÿCan you hear me now? In this book the author is making a parallel in the spiritual realm with God asking the question. It seems that sometimes we can hear God clearly and sometimes we cannot hear Him at all. Can this be because of our heart location? The title question is for all people, religious and non-religious.Our free will with Gods liberty and grace allows us to love what we want to.Our human hearts prioritize the things we love. So examine yourself carefully, you will become like the thing you worship.Are you seeking truth or something comfortable, politically correct or popular?Jesus said, Narrow is the way and few will find it. God said, You will find me when you seek me with your whole heart. Can you hear Him now?

It s in the Fine Print

As a veteran consumer affairs reporter, Bob Richards knows slamming, scamming, and cramming. Here he shares his secrets, based on years of consumer reporting, so you can avoid getting ripped off.

Author: Bob Richards

Publisher: Badger Books LLC

ISBN: 9781878569622

Category: Fiction

Page: 200

View: 875

As a veteran consumer affairs reporter, Bob Richards knows slamming, scamming, and cramming. Here he shares his secrets, based on years of consumer reporting, so you can avoid getting ripped off.


The Fine Print

Jack Schwartz was one of the unsung participants, mainly as an editor who polished copy and helped shape coverage at some of America's most important newspapers, among them Newsday and (especially) The New York Times.

Author: Jack Schwartz

Publisher: CreateSpace

ISBN: 9781511637329

Category:

Page: 402

View: 567

In the second half of the 20th century, print journalism found its Golden Age. Jack Schwartz was one of the unsung participants, mainly as an editor who polished copy and helped shape coverage at some of America's most important newspapers, among them Newsday and (especially) The New York Times. He doesn't glamorize or sentimentalize but provides an unflinching, inside scoop on the ambitions and foibles of the people who molded the news they saw fit to print. Written with perspicacity and wry humor, recalling high moments and low, Schwartz's personal and professional journey memorably evokes a remarkable era and its cast of colorful characters.

Always Read the Fine Print

Each 'game' is tailored to the individual, designed to break them psychologically until they are weeping and in ruins. Have you always, without fail, read the fine print?

Author: Chris De Pavilly

Publisher: CreateSpace

ISBN: 9781515137382

Category:

Page: 266

View: 528

Welcome to my blog. Sit down, have a coffee.Firstly, let me say that if you met me face to face you would probably like me. Most people do initially. I've been told I'm a great listener. If you interest me or knowledge is an advantage I will focus fully on you: your eyes and lips, the gestures you make, the words you say. Generally people enjoy the attention.The first entry in a series of posts charting the machinations by which a ruthless CEO seeks revenge on those they feel have wronged them. Small print in an 'exclusive membership' Terms and Conditions contains a clause whereby the member agrees to place themselves in the hands of the CEO; one by one they sign up, never imagining what is in store. Each 'game' is tailored to the individual, designed to break them psychologically until they are weeping and in ruins.Have you always, without fail, read the fine print? Or did you just click a box without thinking, write your signature in ignorance?

I Forgot to Read the Fine Print

These are my stories, retelling the lessons I had to learn the hard way--by living them myself.I wrote this booklet for prospective missionaries, but I think church folks could read and learn about mission life and be encouraged to pray ...

Author: Minnie Letcher

Publisher:

ISBN: 9781793245106

Category:

Page: 74

View: 872

It is common knowledge how missionaries live--in mud huts with mosquito netting covering hammocks. They boil their water before using it in any capacity. They carry machetes, eat bugs, and bathe in crocodile-infested waters. They befriend and convert cannibals. They get their news via HAM radio. And, they're always asking for money.When we began our journey, our knowledge of missionaries and mission work was limited to what we had seen and heard when a missionary visited our church. Based on that information, we felt well equipped to enter the mission field. Except, we forgot to read the fine print...These are my stories, retelling the lessons I had to learn the hard way--by living them myself.I wrote this booklet for prospective missionaries, but I think church folks could read and learn about mission life and be encouraged to pray more. While writing, my sarcastic side came out. But, I also tried to show my heart. I strive to live a loving, genuine life, but once in a while sarcastic humor appears. It's like I tell my kids: If I don't act a little crazy, I'll go nuts. Minnie Letcher

The Fine Print of Christianity

There mightbe some who balkattheidea offineprintin Christianity. They might
argue that fine print is a legal safety net for otherwise misleading and deceptive
statements designed to fool the careless, but that Christianity on the other hand is
the ...

Author: Nathan Shane Miller

Publisher: Wipf and Stock Publishers

ISBN: 1608997073

Category: Religion

Page: 124

View: 234

Just as the commercial market is full of lofty promises and glossed over particulars, so it is with the marketplace of ideas. Too often the church itself resorts to catchphrases and slogans, to elementary truths over spiritually mature ones, to rhetoric over reason, and concise responses instead of complete answers. The danger of this is that the church may become nothing more than a peddler of platitudes and its followers may become disillusioned. This book aims to help uncover the real deal behind common Christian bywords, and the real truth underlining prevalent Christian truisms, in the hope that we might know God better, and discover the richness and fullness that is in Christianity.

Fine Print

Offers advice on writing technique, argues that words must be used precisely and correctly, and provides examples of poor writing

Author: James Jackson Kilpatrick

Publisher: Andrews McMeel Pub

ISBN:

Category: Language Arts & Disciplines

Page: 287

View: 386

Offers advice on writing technique, argues that words must be used precisely and correctly, and provides examples of poor writing